Guardian Micro LifeMicro InsuranceFeatured Insurer
Guardian Micro Life Insurance Limited
Claim Settlement Ratio
98%
Claims resolved against total filed
Solvency Ratio
2.1x
Regulatory minimum is 1.50x
Paid-Up Capital
NPR 50 Cr
Regulatory capital compliance
Branch Network
25
Nationwide service branches
About Guardian Micro Life Insurance Limited
Guardian Micro Life Insurance is Nepal's pioneer dedicated micro life insurer headquartered in Biratnagar, Koshi Province, delivering affordable term life and health micro-policies for low-income rural households.
Regulatory Authority
Licensed and regulated by the Nepal Insurance Authority (Nepal Beema Pradhikaran). Policyholders are protected under statutory reserve and reinsurance pooling guidelines.
Popular Insurance Policies & Plans2 Plans Available
Gramin Parivar Suraksha
NPR 100,000 family term protection for less than NPR 500 annual premium