Health Insurance in Nepal: Government Swasthya Bima, Private Policies & Claims 2026
Unexpected medical emergencies and escalating hospitalization expenses can disrupt family finances. In Nepal, securing reliable health insurance in Nepal has expanded through the Government Health Insurance Board (Swasthya Bima Board - स्वास्थ्य बीमा बोर्ड) alongside comprehensive private health and critical illness policies offered by non-life and life insurance companies.
This guide provides an overview of health insurance in Nepal: how the government's subsidized Swasthya Bima scheme works, who is eligible, which hospitals accept the card, and how to purchase private corporate or family health coverage.
