Employees Provident Fund (Karmachari Sanchaya Kosh - EPF Loans & Member Services)
Overview
Karmachari Sanchaya Kosh (EPF) manages retirement savings for government civil servants, public teachers, army, police, and private corporate employees. Members can access Special Loans (80%), Housing Loans, Educational Loans, and medical health benefits.
Process Steps
Log in to EPF Member Portal (https://epfnepal.com.np) or check balance via Nagarik App.
Complete online KYC verification with biometric details.
Apply for Special Loan (up to 80% of total accumulated provident fund balance).
Select approved bank account for electronic disbursement.