National Health Insurance Program (Swasthya Beema Board - Nepal Government)
Overview
The Health Insurance Board (Swasthya Beema Board) provides universal healthcare protection to Nepali citizens. For an annual family contribution of NPR 3,500, a family of up to 5 members receives free cashless medical treatment, diagnostics, and essential medicines up to NPR 100,000 at government and empanelled hospitals.
Process Steps
Contact your local Ward Health Enrollment Assistant (Darta Sahayogi) or register via HIB portal.
Provide household member details and choose primary referral healthcare point (First Point of Contact - Primary Health Center, District Hospital, or Teaching Hospital).
Pay annual family premium of NPR 3,500 (or free waiver for senior citizens aged 70+).