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    Insurance Companies in Nepal

    Comprehensive directory of Nepal Insurance Authority licensed insurers. Compare claim settlement percentages, life endowment plans, general policies, and solvency ratings.

    6 results
    Licensed Insurers

    13

    Avg Claim Settlement

    96.6%

    Total Network Branches

    1,274+

    Regulator

    Nepal Insurance Authority

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    Showing 1–6 of 6 providers

    Nepal Life

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    Life Insurance

    Nepal Life Insurance Company Limited

    4.8(320)

    Established in 2001, Nepal Life is Nepal's undisputed life assurance market leader with over 30% aggregate life fund market share, massive paid-up capital of NPR 820+ Crore, and over 190 branch offices.

    Claim Settlement Ratio98.6%
    Paid-up CapitalNPR 820.7 Cr
    Branch Network192 Branches
    Solvency Ratio1.85x
    HeadquartersHeritage Plaza, Kamaladi, Kathmandu
    Endowment LifeMoney BackWhole Life+3
    View Plans & Solvency
    MetLifeLife Insurance

    American Life Insurance Company (MetLife Nepal)

    4.8(210)

    Operating in Nepal since 2001 as a branch of American Life Insurance Company (MetLife Inc.), MetLife Nepal brings global insurance expertise, digital claim submission, and AAA reinsurance backing.

    Claim Settlement Ratio98.4%
    Paid-up CapitalNPR 100 Cr
    Branch Network42 Branches
    Solvency Ratio2.45x
    HeadquartersPulchowk, Lalitpur
    Life CarePersonal AccidentHospitalization Cash
    View Plans & Solvency
    LIC NepalLife Insurance

    Life Insurance Corporation (Nepal) Limited

    4.6(180)

    Joint venture between LIC of India (55%) and Vishal Group, LIC Nepal provides stable and secure life assurance policies backed by sovereign reinsurance partnerships.

    Claim Settlement Ratio96.4%
    Paid-up CapitalNPR 265.3 Cr
    Branch Network185 Branches
    Solvency Ratio1.75x
    HeadquartersPatan Dhoka, Lalitpur
    Endowment AssuranceMoney BackSingle Premium
    View Plans & Solvency
    Citizen LifeLife Insurance

    Citizen Life Insurance Company Limited

    4.6(120)

    Citizen Life is an agile, tech-driven life insurer offering completely digital onboarding, online claims, and customized term insurance riders for migrant workers.

    Claim Settlement Ratio97.5%
    Paid-up CapitalNPR 393.7 Cr
    Branch Network140 Branches
    Solvency Ratio1.95x
    HeadquartersThapathali, Kathmandu
    Term LifeMoney BackEndowment
    View Plans & Solvency
    SuryaJyoti LifeLife Insurance

    SuryaJyoti Life Insurance Company Limited

    4.5(145)

    SuryaJyoti Life, the historic first successful life insurance merger in Nepal (Surya Life and Jyoti Life), operates 180+ branches with modern micro-insurance and critical illness riders.

    Claim Settlement Ratio97.2%
    Paid-up CapitalNPR 454.5 Cr
    Branch Network182 Branches
    Solvency Ratio1.82x
    HeadquartersShanta Plaza, Gyaneshwor, Kathmandu
    EndowmentChild EducationCritical Illness
    View Plans & Solvency
    RBSLife Insurance

    Rastriya Beema Sansthan

    4.2(19)

    Rastriya Beema Sansthan is Nepal's historic state-owned life insurer established in 1968 under the Rastriya Beema Sansthan Act, offering life policies and government employee retirement schemes.

    Claim Settlement Ratio93.9%
    Paid-up CapitalNPR 181 Cr
    Branch Network48 Branches
    Solvency Ratio1.58x
    HeadquartersRamshah Path, Kathmandu
    EndowmentWhole LifeGroup Life
    View Plans & Solvency
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