K
    Khojney.com
    HospitalsCareersCompare
    LoginSign up
    1. Home
    2. Insurance

    Insurance Companies in Nepal

    Comprehensive directory of Nepal Insurance Authority licensed insurers. Compare claim settlement percentages, life endowment plans, general policies, and solvency ratings.

    13 results
    Licensed Insurers

    13

    Avg Claim Settlement

    96.6%

    Total Network Branches

    1,274+

    Regulator

    Nepal Insurance Authority

    Filter insurers

    Sort:

    Showing 1–12 of 13 providers

    Nepal Life

    Explore more on Khojney

    Life InsuranceNon-Life InsuranceBanks of NepalNEPSE StocksMutual Funds
    K
    Khojney.com

    Everything about Nepal, in one place. Prepare for exams, discover colleges, find scholarships, banks, jobs, and government services.

    Education

    • Mock Exams
    • Colleges
    • Schools
    • Universities
    • Scholarships

    Finance & Govt

    Life Insurance

    Nepal Life Insurance Company Limited

    4.8(320)

    Established in 2001, Nepal Life is Nepal's undisputed life assurance market leader with over 30% aggregate life fund market share, massive paid-up capital of NPR 820+ Crore, and over 190 branch offices.

    Claim Settlement Ratio98.6%
    Paid-up CapitalNPR 820.7 Cr
    Branch Network192 Branches
    Solvency Ratio1.85x
    HeadquartersHeritage Plaza, Kamaladi, Kathmandu
    Endowment LifeMoney BackWhole Life+3
    View Plans & Solvency
    MetLifeLife Insurance

    American Life Insurance Company (MetLife Nepal)

    4.8(210)

    Operating in Nepal since 2001 as a branch of American Life Insurance Company (MetLife Inc.), MetLife Nepal brings global insurance expertise, digital claim submission, and AAA reinsurance backing.

    Claim Settlement Ratio98.4%
    Paid-up CapitalNPR 100 Cr
    Branch Network42 Branches
    Solvency Ratio2.45x
    HeadquartersPulchowk, Lalitpur
    Life CarePersonal AccidentHospitalization Cash
    View Plans & Solvency
    ShikharNon-Life / General

    Shikhar Insurance Company Limited

    4.8(260)

    Shikhar Insurance is Nepal's leading non-life (general) insurer with the highest claim settlement efficiency and extensive branch coverage across all 77 districts.

    Claim Settlement Ratio98.2%
    Paid-up CapitalNPR 265.5 Cr
    Branch Network110 Branches
    Solvency Ratio2.1x
    HeadquartersShikhar Biz Center, Thapathali, Kathmandu
    Motor VehicleFire & PropertyMarine Cargo
    View Plans & Solvency
    Nepal ReReinsurance

    Nepal Reinsurance Company Limited

    4.7(85)

    Nepal Reinsurance Company is the national sovereign-backed reinsurer established in 2014 under the Insurance Act, mandated to curb capital flight by retaining risk reinsurance domestically.

    Claim Settlement Ratio96.5%
    Paid-up CapitalNPR 1281 Cr
    Branch Network1 Branches
    Solvency Ratio2.15x
    HeadquartersAdwait Marga, Bagbazar, Kathmandu
    Proportional TreatyNon-Proportional TreatyFacultative Reinsurance
    View Plans & Solvency
    Citizen LifeLife Insurance

    Citizen Life Insurance Company Limited

    4.6(120)

    Citizen Life is an agile, tech-driven life insurer offering completely digital onboarding, online claims, and customized term insurance riders for migrant workers.

    Claim Settlement Ratio97.5%
    Paid-up CapitalNPR 393.7 Cr
    Branch Network140 Branches
    Solvency Ratio1.95x
    HeadquartersThapathali, Kathmandu
    Term LifeMoney BackEndowment
    View Plans & Solvency
    LIC NepalLife Insurance

    Life Insurance Corporation (Nepal) Limited

    4.6(180)

    Joint venture between LIC of India (55%) and Vishal Group, LIC Nepal provides stable and secure life assurance policies backed by sovereign reinsurance partnerships.

    Claim Settlement Ratio96.4%
    Paid-up CapitalNPR 265.3 Cr
    Branch Network185 Branches
    Solvency Ratio1.75x
    HeadquartersPatan Dhoka, Lalitpur
    Endowment AssuranceMoney BackSingle Premium
    View Plans & Solvency
    Himalayan ReReinsurance

    Himalayan Reinsurance Limited

    4.6(65)

    Himalayan Re is Nepal's first private sector reinsurer, founded in 2021 with NPR 1,000 Crore paid-up capital, accepting treaties from Nepal, India, Bhutan, and Southeast Asia.

    Claim Settlement Ratio97%
    Paid-up CapitalNPR 1040 Cr
    Branch Network1 Branches
    Solvency Ratio2.3x
    HeadquartersBabar Mahal, Kathmandu
    Property ReinsuranceEngineering ReinsuranceMarine Reinsurance
    View Plans & Solvency
    SuryaJyoti LifeLife Insurance

    SuryaJyoti Life Insurance Company Limited

    4.5(145)

    SuryaJyoti Life, the historic first successful life insurance merger in Nepal (Surya Life and Jyoti Life), operates 180+ branches with modern micro-insurance and critical illness riders.

    Claim Settlement Ratio97.2%
    Paid-up CapitalNPR 454.5 Cr
    Branch Network182 Branches
    Solvency Ratio1.82x
    HeadquartersShanta Plaza, Gyaneshwor, Kathmandu
    EndowmentChild EducationCritical Illness
    View Plans & Solvency
    Siddhartha PremierNon-Life / General

    Siddhartha Premier Insurance Limited

    4.5(165)

    Siddhartha Premier Insurance is one of Nepal's largest non-life insurers, resulting from the successful merger of Siddhartha Insurance and Premier Insurance.

    Claim Settlement Ratio96.8%
    Paid-up CapitalNPR 280.6 Cr
    Branch Network125 Branches
    Solvency Ratio1.88x
    HeadquartersBabarmahal, Kathmandu
    FireMotorEngineering
    View Plans & Solvency
    Nepal InsuranceNon-Life / General

    Nepal Insurance Company Limited

    4.4(110)

    Established in 1947 by Nepal Bank Limited, Nepal Insurance is Nepal's pioneer first insurance company, providing over 75 years of dependable non-life indemnity protection.

    Claim Settlement Ratio95.8%
    Paid-up CapitalNPR 149 Cr
    Branch Network65 Branches
    Solvency Ratio1.72x
    HeadquartersNICL Bhawan, Kamaladi, Kathmandu
    FireMarineMotor
    View Plans & Solvency
    Sanima GICNon-Life / General

    Sanima GIC Insurance Limited

    4.4(26)

    Formed by the strategic merger of Sanima General Insurance and General Insurance Company Nepal, providing modern digital underwriting for vehicles, property, and micro insurance.

    Claim Settlement Ratio95.1%
    Paid-up CapitalNPR 200 Cr
    Branch Network88 Branches
    Solvency Ratio1.72x
    HeadquartersAloknagar, Kathmandu
    MotorPropertyEngineering
    View Plans & Solvency
    HEINon-Life / General

    Himalayan Everest Insurance Limited

    4.3(22)

    Formed by the merger of Himalayan General Insurance and Everest Insurance, HEI offers robust corporate, aviation, property, and personal line general insurance solutions.

    Claim Settlement Ratio94.8%
    Paid-up CapitalNPR 230.1 Cr
    Branch Network95 Branches
    Solvency Ratio1.65x
    HeadquartersHattisar, Kathmandu
    FireAviationMarine
    View Plans & Solvency
    • Previous
    • 1
    • 2
    • Next
    • NEPSE Share Market
    • Mutual Funds
    • Insurance Providers
    • Banks of Nepal
    • Government Services

    Careers & More

    • Hospitals & Emergency
    • Jobs in Nepal
    • Blog & Exam Tips
    • Compare Colleges
    • Browse by Location
    • Universal Search

    Company

    • About Us
    • Contact
    • Privacy Policy
    • Terms of Service
    • Sitemap

    © 2026 Khojney.com · Built with ❤️ in Kathmandu, Nepal.

    AboutContactPrivacyTerms
    +2
    +3
    +1
    +1
    +2
    +1
    +2
    +2
    +2
    +2
    +3